Switzerland health insurers

CSS is among Switzerland's largest health insurers, providing mandatory basic insurance (KVG/LAMal) and supplemental (VVG) cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Helsana, headquartered in Dübendorf, is one of Switzerland's leading health and accident insurers, serving more than 2 million insured people. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Assura, based in Pully, is one of Switzerland's largest health insurers, known for budget-oriented mandatory basic insurance and supplemental products. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

CONCORDIA, based in Lucerne, is a major Swiss health insurer offering mandatory basic insurance and supplemental products across roughly 160 locations. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Groupe Mutuel, based in Martigny, is a major Swiss insurer offering health (mandatory basic and supplemental), life, and corporate cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

KPT, headquartered in Bern, is among the ten largest Swiss health insurers, offering mandatory basic insurance and supplemental cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Sanitas, based in Zurich, is one of Switzerland's larger health insurers, serving roughly 900,000 customers with basic and supplemental cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

SWICA, headquartered in Winterthur, is a major Swiss health and accident insurer offering mandatory basic insurance and supplemental cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Sympany, operating as Sympany Services AG, is a Swiss health insurer offering mandatory basic and supplemental cover, including products for cross-border commuters. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Visana, headquartered in Bern, is a Swiss health and insurance group offering mandatory basic insurance and supplemental cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.