Nigeria health insurers

Hygeia HMO is one of Nigeria's largest and longest-established HMOs, with a wide hospital network. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

AXA Mansard Health is the HMO arm of AXA Mansard, one of Nigeria's leading health insurers. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Reliance Health (Reliance HMO) is a technology-driven Nigerian health insurer offering affordable plans. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Avon Healthcare (Avon HMO) is a Nigerian HMO offering individual, family, and corporate health plans since 2013. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Clearline HMO is a long-established Nigerian HMO (incorporated 1994) with a nationwide hospital network. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Leadway Health is a Nigerian HMO (part of the Leadway group) offering retail, SME, corporate, and international plans. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Mediplan Healthcare is an NHIA-accredited national Nigerian HMO providing prepaid managed care since 2000. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Novo Health Africa is a technology-driven, NHIA-accredited national HMO operating across Nigeria. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

ProHealth HMO is an NHIA-accredited national Nigerian HMO offering managed-care health plans. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.

Total Health Trust (THT), a Tangerine company founded in 1997, is one of Nigeria's leading HMOs. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.