Netherlands health insurers
How Netherlands insurers may cover stroke rehabilitation, outpatient therapy, home health, equipment, medications, prior authorization, and appeals.
Zilveren Kruis
Achmea
Zilveren Kruis is the largest health insurer in the Netherlands, part of Achmea. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewVGZ
Coöperatie VGZ
VGZ is one of the largest health insurers in the Netherlands. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewa.s.r.
a.s.r. is a large Dutch insurer offering mandatory basic health insurance (basisverzekering) and supplementary cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewCZ
CZ is a major Dutch health insurer offering basic and supplementary cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewDSW Zorgverzekeraar
DSW is a Dutch health insurer (zorgverzekeraar) based in Schiedam, offering mandatory basic and supplementary cover. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewEucare
Eucare offers Dutch basic and supplementary health insurance, including through its consumer brands. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewMenzis
Menzis is a Dutch not-for-profit health insurer. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewONVZ
ONVZ is a Dutch health insurer known for its free choice of providers. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewSalland Zorgverzekeringen
ENO
Salland (part of ENO) is a regional Dutch health insurer with national coverage, offering basic and supplementary insurance. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsViewZorg en Zekerheid
Zorg en Zekerheid is an independent regional Dutch health insurer with national coverage, offering basic and supplementary insurance. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateNetherlandsView
Disclaimer
This resource is for general education only and is not legal, medical, or insurance advice. Coverage varies by plan, employer group, state, network, medical necessity criteria, and current policy documents. Always verify benefits directly with the insurer and request the applicable plan documents.