Germany health insurers
How Germany insurers may cover stroke rehabilitation, outpatient therapy, home health, equipment, medications, prior authorization, and appeals.
Allianz Private Krankenversicherung
Allianz
Allianz is a leading provider of private health insurance (PKV) in Germany. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateGermanyViewTechniker Krankenkasse
Techniker Krankenkasse (TK) is one of Germany's largest statutory health insurance funds. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewAOK
AOK-Bundesverband
AOK is a group of regional statutory health insurance funds and one of Germany's largest insurers. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewBarmer
Barmer is one of the largest statutory health insurance funds in Germany. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewDAK-Gesundheit
DAK-Gesundheit is a major statutory health insurance fund in Germany. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewDebeka
Debeka is one of Germany's largest private health insurers (PKV), with around 4 million private health insurance customers. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateGermanyViewDKV Deutsche Krankenversicherung
ERGO Group
DKV Deutsche Krankenversicherung, part of the ERGO Group, is among Germany's largest private health insurers. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateGermanyViewhkk Krankenkasse
hkk (Handelskrankenkasse) is a nationwide German statutory health insurance fund based in Bremen, among the country's twenty largest. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewKKH Kaufmännische Krankenkasse
KKH (Kaufmännische Krankenkasse) is a nationwide German statutory health insurance fund (GKV) with around 1.45 million members. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
Public/StatutoryGermanyViewSignal Iduna
Signal Iduna is a major German insurer offering private health insurance (PKV) alongside other insurance lines. Coverage for inpatient rehabilitation, outpatient therapy, home-based care, equipment, and medicines varies by plan and clinical documentation. Pre-approval is commonly required for higher-cost recovery care such as inpatient rehab and specialised equipment.
PrivateGermanyView
Disclaimer
This resource is for general education only and is not legal, medical, or insurance advice. Coverage varies by plan, employer group, state, network, medical necessity criteria, and current policy documents. Always verify benefits directly with the insurer and request the applicable plan documents.